Protect Your Employees. Comply with the Law. Secure Your Business.
If you’re an employer, Workers Compensation insurance isn’t just a smart decision—it’s the law. It protects your employees in case of work-related injuries and protects your business from costly lawsuits, medical bills, and penalties.
At Shalom Samya - Commercial Insurance Broker, we specialize in providing tailored Workers Compensation insurance solutions for businesses of all sizes and industries in California and 27 other states.
What Is Workers Compensation Insurance?
Workers Compensation is a mandatory form of business insurance that covers:
- Medical expenses due to work-related injuries or illnesses
- Lost wages while employees recover
- Ongoing care and rehabilitation
- Legal costs if an employee files a lawsuit
In many states, including California, it’s a legal requirement for any business with employees—even if you only have one.
Who Needs Workers Compensation?
Any business with employees—whether full-time, part-time, or seasonal—should have Workers Compensation coverage. This includes industries such as:
- Construction & Contracting
- Transportation & Logistics
- Retail & Warehousing
- Hospitality & Food Services
- Healthcare & Clinics
- Manufacturing & Industrial
- Office-Based Professional Services
Don’t assume you’re too small to need it—you’re one injury away from financial exposure.
Workers Compensation Insurance for High-Risk Industries
Some industries in California face higher premiums due to the nature of the work. We specialize in helping high-risk businesses get approved — even if you've had prior claims.
We work with companies in:
- Roofing
- HVAC Installation
- Demolition & Excavation
- Tree Services
- Towing & Auto Repair
- Agriculture & Farming
We’ll help you find affordable premiums and compliant policies without the headache.
Small Business Owners: Get Covered Fast
If you’re running a small business with just a few employees, Workers Compensation might feel confusing or expensive. We make it simple.
- Fast quotes
- Competitive rates
- Same-day certificate issuance
- Guidance on how to classify your workers properly
Whether you're hiring your first employee or expanding your team — we’ll get you covered.
How Much Does Workers Compensation Cost?
The cost of Workers Compensation insurance depends on:
- Industry classification (risk level)
- Number of employees
- Total payroll
- Claims history
- State laws and regulations
We work with top carriers to find you the most competitive rates—without compromising on coverage or service.
📌 Get a personalized quote in minutes — Get a Free Quote
Why Choose Shalom Samya as Your Insurance Broker?
With over 15 years of experience, I’ve helped hundreds of California businesses navigate their Workers Compensation needs. Here’s why clients choose to work with me:
- Licensed in 28 states
- Access to exclusive markets & carriers
- Personalized, one-on-one support
- Transparent and honest quotes — no hidden fees
- Bilingual service (English, Spanish, Hebrew)
When you work with me, you get more than an insurance policy — you get a partner who fights for your business.
“Shalom helped me get Workers Comp when others couldn’t. He explained everything in plain English, got me an amazing rate, and took care of the paperwork fast.”
— David R., Construction Company Owner, Los Angeles, CA
Cities We Proudly Serve in California
We work with businesses across the entire state, including: Los Angeles, San Diego, San Francisco, San Jose, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Riverside, Irvine, Stockton ...and hundreds of other cities and counties across California.
Frequently Asked Questions (FAQ)
Do I need Workers Comp if I have just one employee?
Yes. In California, even one W-2 employee requires Workers Compensation coverage by law.
How fast can I get insured?
Many of our clients receive their certificate of insurance (COI) within 24–48 hours of submitting their application.
Can I get coverage for high-risk industries like construction?
Yes! We specialize in helping high-risk industries get the coverage they need at competitive rates.
Can I bundle Workers Comp with other commercial policies?
Absolutely. Many clients bundle Workers Compensation with General Liability, Commercial Auto, or Professional Liability for better rates and simpler renewals.
What if I’ve had a claim before?
No problem — we work with carriers that offer fair pricing and underwriting even if you’ve had prior claims.
Benefits with Our Services