Insights from Shalom Samya, Partner at Zolo Insurance Services As a commercial insurance broker working with business owners across Los Angeles and throughout California, one of the questions I hear most often is simple: “How do I know if my business is properly insured?” It’s an important question because many companies are either paying too much for insurance or missing critical coverage that could expose them to serious financial risk. After more than 15 years helping businesses structure their insurance programs, I’ve seen firsthand how the right insurance strategy can